Payment Cards, Healthcare Cards, Prepaid Cards | Accel

Leverage opportunity, attract consumers, and build customer and member loyalty with Accel® payment cards and cardless solutions. With our real-time functionality and widespread acceptance, you can deliver the payments and funds access capabilities consumers demand.

The proliferation of prepaid card usage and the growth of mobile capabilities are driving consumer demand for real-time payments and funds access capabilities. To maximize revenue opportunities, you need a payments network that makes it as easy as possible for consumers to use prepaid cards whenever and wherever they choose. Accel debit payments network from Fiserv® delivers real-time support for PIN and PINless debit cards, prepaid cards and healthcare cards, as well as innovative cardless functionality, everywhere consumers conduct transactions—online, via mobile devices, at retail outlets and at ATMs throughout the U.S. and Canada.

Our Service

Accel delivers real-time payment services that enable fast, efficient transactions online and at retail outlets nationwide. Consumers can choose from a variety of secure payment methods, including debit, prepaid and healthcare cards. We provide both PIN and PINless debit capabilities to help increase consumer satisfaction and to accelerate traditional POS and e-commerce transactions.

Accel is a leading U.S. debit payments network, delivering innovative functionality to stay ahead of evolving consumer needs. Our consumer payments focus helps you combat customer and member attrition, acquire new accounts and increase transactions.


Accel payment innovations help you differentiate your services from nontraditional and traditional competitors and provide the popular options consumers demand, optimizing your revenue opportunities. Accel members have access to full integration with Fiserv debit and prepaid platforms as well as connectivity to other platforms in the market.

Other benefits include:

  • Traditional debit card support for ATM, point-of-sale, mobile and online bill payment transactions
  • Prepaid card services for both reloadable and non-reloadable cards, which can enable members to acquire new accounts and generate year-round fee income
  • The option to include FICO® Card Alert Service , a counterfeit card fraud detection and management service, with your institution's accounts
  • Innovative cardless functionality, enabling you to attract key demographic segments such as Millenials
  • Support for healthcare cards, which can enhance the consumer experience and spur additional purchases

What We Offer

Card Solutions
The products, services and strategies from Card Solutions are designed to help leverage opportunities, increase customer acquisition, improve retention, minimize risk and increase share of wallet. Fiserv can help you deploy solutions for ATMs; credit, debit and prepaid cards; loyalty and rewards; debit payments network and card risk management.

CardVisionSM provides clients with marketing campaigns for turnkey activation and usage, a monthly debit scorecard, response reports and access to the Fiserv online portal. Add-on services can include custom branding options, an ROI post-campaign analysis, in-depth reporting, custom creative development and consultation with a Fiserv engagement manager.

Credit & Debit Solutions
Credit and Debit Solutions from Fiserv provide anywhere, anytime payment convenience to your cardholders through comprehensive transaction processing and settlement services, card management and personalization services, and extensive implementation and support services.

Opportunities in Prepaid: Advice for the Financial Institution

Prepaid cards provide an important opportunity to grow, block nontraditional competitors, and drive card unit and dollar volume growth. Consumer prepaid products include reloadable gift cards; prepaid financial services cards; teen/student cards and travel, health, and "turn down" products for consumers who have been refused a demand deposit account.

Accel Network Prepaid Support

Accel debit payments network from Fiserv is a leading U.S. debit payments network that accelerates ATM, retail, online and social payments and funds access through real-time enablement – all while improving your bottom line.

Payments Network Solutions for Financial Institutions

Offering convenient, real-time access to funds and payments has become essential to maintaining strong consumer relationships and attracting new cardholders. Accel debit payments network from Fiserv delivers the anytime banking services consumers want – wherever and however they choose.

Download the brochure

Payments Network Solutions for Service Providers

Accel debit payments network from Fiserv is a leading U.S. debit payments network that accelerates ATM, retail, online and social payments and funds access through real-time enablement – all while improving your bottom line.

Download the brochure